A New Era of Autonomous Finance

For as long as I’ve worked in finance and treasury, I’ve seen leaders forced into impossible trade-offs:

• Spend hours reconciling data manually — or rely on reports you don’t fully trust.
  
• Build models from scratch — or settle for generic ones that miss the reality of your business.
  
• Operate in silos — or make decisions after the opportunity has passed.
  
  

These trade-offs were always painful. In a world where markets shift daily and risks emerge in seconds, they’re no longer acceptable.

Why “AI” alone isn’t enough

From day one, we believed finance deserved better than manual workarounds or legacy tools with bolt-on AI. That’s why we built Panax as an AI-native platform—with intelligence at the core, not an afterthought.

AI-native finance isn’t about adding automation to old workflows — it’s about a new way of working where clarity, foresight, and control come built-in from the start.

What AI-native cash management really means

AI-native is more than process automation or a chat box—it’s a new way of working in finance:

• Automated, not manual
  
• Insight-driven, not guesswork
  
• Proactive, not reactive
  
• Efficient, not overloaded
  
• Agile, not rigid

Panax isn’t just another dashboard. It’s an AI-native platform powered by Agentic AI, always-on intelligence, that works for you — giving finance leaders the efficiency to execute and the agility to decide with confidence.

The Panax AI core capabilities

A coordinated team of specialized Agents, built to automate finance operations, deliver real-time clarity, and keep you in control.

Data integrity & visibility

• Connectivity Agent — Unifies every bank, ERP, and payment platform into one trusted, real-time view.
  
• Reporting Agent — Creates automated, dynamic dashboards and board-ready reports.
  

Forecasting & planning

• Forecasting Agent — Builds rolling forecasts and scenarios in minutes, enriched with live data.
  
• Liquidity Agent — Liquidity Agent — Continuously monitors cash positions and flows, recommending intelligent allocation strategies to maximize liquidity and support growth.
  

Cash operations

• AR & AP Agents — Accelerate collections, flag anomalies, optimize payments, and improve working capital.
  
• Reconciliation Agent — Automates transaction matching and ensures audit-ready accuracy.
  

Risk & resilience

• Hedging Agent — Identifies FX exposures and recommends optimal hedge strategies in real time.
  
• Risk Agent — Monitors exposures, surfaces alerts, and proactively strengthens financial control.
  

The Result: Finance teams save hours, reduce errors, and gain always-on clarity—shifting from manual work to strategic leadership without trade-offs.

Panax AI assistant — always on. Always ahead.

Sitting above the Agents, the Panax AI Assistant is the intelligent layer leaders engage with directly. It works in two modes—simultaneously:

• Proactive Mode — Continuously monitors financial signals to detect risks, anomalies, and opportunities before they matter.
• Interactive Mode — A secure, ChatGPT‑like interface where teams ask questions, run scenarios, and receive instant, validated answers based on their own data.

The Result: No more hunting through spreadsheets or waiting on static reports. Insights and actions arrive in real time, giving finance leaders clarity, foresight, and confidence to act.

Looking ahead

This is just the beginning. We envision finance teams moving beyond fragmented systems to AI‑native platforms that orchestrate entire operations:

• Risks and opportunities identified, explained, and addressed automatically.
• Board‑ready insights generated in real time.
• Approvals streamlined with humans always in the loop.
• Compliance safeguarded by default, 24/7.

That’s the future we’re building at Panax.

Why It matters

Finance leaders today aren’t just stewards of capital. You’re expected to protect liquidity, manage risk, and fuel growth—all at once. To deliver, you need tools that are intelligent, efficient, and agile.

Our mission at Panax is simple: give finance and treasury teams the clarity, efficiency, and control to lead with confidence—without trade‑offs.

Register for this webinar and get an interactive demo on our new AI-native capabilities